In plaintiff’s action against its insurance company claiming that it had improperly declined to defend plaintiff in litigation arising out of its advertising activities, trial court’s judgment sustaining defendant’s demurrer to plaintiff’s complaint is affirmed where: 1) the fact that a third party complaint mentions an element of a covered claim does not trigger the duty to defend when the facts known to the insurer, viewed as a whole, establish that no such claim is potentially asserted; 2) there was no potential for policy coverage in view of the nonconformity exclusions, which bars coverage for advertising injury arising out of the failure of goods, products or services to conform with any statement of quality or performance made in the insured’s advertisement; and 3) trial court properly sustained the demurrer without leave to amend.
Read Total Call Int’l Inc. v. Peerless Ins. Co., No. B212923 [HTML]
Read Total Call Int’l Inc. v. Peerless Ins. Co., No. B212923 [PDF]
Appellate Information
Filed January 21, 2010
Judges
Opinion by Judge Manella
CounselFor Appellant: The Cronin Law Group and Timothy C. Cronin
For Appellee: Lindahl Beck LLP, Kelley K. Beck and Andrew Sperry
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